Mothership

Financing

Financing your Mothership, made simple.

We work with a specialist lender to offer straightforward options for purchases and leases. Terms depend on credit, income, and use (personal or business).

Requirements

  • Excellent credit

  • Personal financial statement

  • Recent tax returns and bank statements

  • Business docs if applying through an entity

Options

  • Installment loan — Fixed rate, fixed term. Own it outright at the end.

  • Balloon / lease-style — Lower monthly payments with a final residual/balloon you can pay or refinance.

  • Business lease — Structure payments through your company (subject to underwriting and tax advice).

How it works

  1. Apply — We connect you with our financing partner.

  2. Document — Share credit info and your build sheet; we supply invoices/specs.

  3. Approval — Choose loan or balloon; confirm rate and term.

  4. Fund & build — Pay down payment, lender funds the balance, we proceed to delivery.

Example scenarios

  • $300,000 purchase, 20% down ($60,000), finance $240,000
    5 years @ 7–9% APR → about $4,752–$4,982/mo (standard loan)
    5 years @ 7–9% APR with $100,000 balloon → about $3,356–$3,656/mo
    (Plus taxes/fees; exact payment depends on final terms.)

  • $99,000 purchase, 20% down ($19,800), finance $79,200
    5 years @ 8% APR → about $1,606/mo (standard loan)
    5 years @ 8% APR with $30,000 balloon → about $1,198/mo

Notes

  • Rates and approvals are set by the lender, not Mothership.

  • Payments shown are estimates for planning; they are not an offer of credit.

  • Consult your tax professional if you plan to finance through a business or use Section 179/bonus depreciation alongside a lease or loan.